FORTIFIED Upgrade ROI Calculator
Calculate the return on investment for a FORTIFIED roof upgrade based on your premium, state, and time horizon.
Your Details
$
$
Average incremental cost for FORTIFIED designation in your state.
5 years 30 years
Your FORTIFIED ROI
Projected Annual Savings
$150 - $450
Break-Even Year
Year 8
Cumulative Savings
$2,250 - $6,750
Net Savings Over Time
-$250 - $4,250
Savings Over Time
How This Works
Important caveats: Discount percentages vary by carrier. Not all carriers offer FORTIFIED discounts. Actual savings depend on your specific carrier, policy type, and location. The 5%-15% range represents typical reported discounts — some homeowners see more, some see less. Verify available discounts with your carrier before making upgrade decisions. The Strengthen Alabama Homes grant is subject to funding availability and program requirements.