Claim Settlement Analyzer
Enter your claim settlement numbers to understand each component and identify if you're leaving money on the table.
Your Settlement Numbers
Find these on your claim settlement statement or loss summary from your insurance company.
$
The full cost to replace/repair the damage, before any deductions.
$
Amount deducted for age/wear. Enter $0 if not listed or if you have RCV with no holdback.
$
$
The actual check amount you received (or will receive).
Settlement Analysis
Component Breakdown
Net Payment
Depreciation
Deductible
Math Verification
Gap Analysis
Total Loss
$18,500
Net Payment
$11,800
Your Out-of-Pocket Gap
$6,700
Recoverable Depreciation
Related Resources
Insurance education disclaimer: This analyzer provides general educational guidance based on the numbers you enter. It does not constitute insurance advice, legal advice, or a professional claim review. Settlement accuracy depends on your specific policy terms, endorsements, and state regulations. If you believe your settlement is incorrect, consult a licensed public adjuster or attorney in your state.