AI Claim Document Reviewer
Upload your claim documents — scope of loss, settlement statements, adjuster reports — and get a plain-English breakdown of what they say, what the numbers mean, and what to look for.
Important: This tool provides educational analysis only. It does not constitute legal or insurance advice. The AI analyzes the text of your documents to explain terminology and highlight areas worth reviewing. It cannot verify the accuracy of your carrier's calculations or provide professional claim adjustment services. Always consult a licensed public adjuster or attorney for claim disputes.
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These guides walk through the same analysis step by step:
What This Tool Analyzes
Insurance claim documents are written in industry jargon that most homeowners encounter for the first time during a claim. This tool translates that language into plain English and highlights the parts that matter most to your outcome.
Scope of Loss Documents
The scope of loss is the adjuster's line-by-line estimate of the damage and repair costs. This tool identifies each line item, explains what it covers, flags items that appear underpriced compared to typical ranges, and highlights any common damage types that may be missing from the scope.
Settlement Statements
Settlement statements show the final math — replacement cost, depreciation, deductible, and net payment. This tool breaks down each component, explains what depreciation was applied and why, calculates your recoverable depreciation amount, and verifies the arithmetic.
Adjuster Reports
Adjuster reports describe the cause of damage, the condition of the roof, and the adjuster's recommendations. This tool identifies the stated cause of loss, flags any language that could indicate a coverage limitation, and highlights areas where the adjuster's description may warrant a closer look.
Denial Letters
If your claim was denied, understanding the specific reason is critical for your next steps. This tool identifies the stated reason for denial, explains the policy provision being cited, and outlines the typical options available to you — including re-inspection, supplement, appraisal, or complaint to your state's Department of Insurance.
Your Privacy
Documents you upload or paste are processed for analysis and are not permanently stored. We do not share your documents with third parties. The AI analysis is generated in real time and not retained after you leave this page. For your own records, we recommend saving or printing any analysis results you find useful.
Educational Tool Disclaimer
This AI tool provides educational analysis to help you understand insurance claim documents. It is not a substitute for professional claim adjustment, legal review, or insurance advice. AI analysis may contain errors or miss important details. Always consult qualified professionals — a licensed public adjuster, your insurance agent, or an attorney — for decisions about your specific claim.